Orlando Home Loans

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What Our Past Clients Say About Us
  • user8840294-Closed purchase loan

    “Rayce got me approved when my bank was incompetent. He was knowledgeable and thorough. I am in my dream starter home because of Rayce. He was able to communicate with his staff and had a great attitude and was willing to solve problems when the bank was not. I would recommend Rayce to anyone looking to close a loan on their new home. I would let Rayce babysit my kids I trust him that much.”
  • whitewillow995-Closed purchase loan

    “Rayce Robinson and his assistant, Anita Davis were able to secure my loan. They are very professional but also personable. If Rayce says he will do his best to get your loan, he means it. They work hard to make sure the transaction runs smoothly and are always available to answer any questions.”
  • paratrooper1977-Closed purchase loan

    “Mr. Robinson was professional and handled our loan with a personal touch. He took the time to explain what was happening and when. He also had his staff follow-up to ensure that the closing went smooth and efficient. I would recommend Rayce Robinson to anyone. In today’s market he is one of the few that seems to be guided by a moral compass. You will not be disappointed. Thanks again Royce!!!!”
  • R. G.Atwater-Closed purchase loan

    “We were initially referred to Rayce and his team back in 2009 when his expertise, knowledge and attention to detail made our first purchase go smoothly. Fast forward to 2013 when we moved back to Florida and were once again in the market to purchase. I had already used my VA benefits but because of his knowledge Rayce suggested that I make a couple of calls which I did. From that we were cleared to purchase and, in the process Rayce's forward thinking put his team to work to pre-qualify us so that we did not waste a sellers or our time looking at homes we could not afford. Once a decision was made to purchase documents and all paperwork was completed accurately and even early which made our second closing using his services go as smoothly as the first. We highly recommend Rayce and his team because when his office says "Real Estate Professional" it is one hundred percent truthful!”
  • user8840294-Closed purchase loan

    “Rayce was extremely helpful with our closing. He was very understanding of our financial situation and worked with us on every little detail. He was very prompt, always answered the phone when we called, and emailed us everything we needed to make our closing as smooth as possible. I would definitely recommend him.”
  • tradeport1250-Closed purchase loan

    “Some time ago a friend had referred us to Rayce Robinson to refinance our home; we were very satisfied with the experience. Most impressive was how obvious it was that Rayce had our best interests as his top priority. When we recently decided to purchase an investment property our first call was to Rayce. His assistance was valuable from the beginning budgetary calculations all the way through the closing process. Highly recommended.”
  • driger10-Closed purchase loan

    “My experience with Rayce was great. This was my first home and he made sure I had what need to make process go as smoothly as possible, if I need any information he did his best to help. I had a really good experience.”
  • Steven Richart-Closed purchase loan

    “Rayce has helped us with two recent investment property purchases in the Orlando area. He was able to secure financing for us in just a few days and everything went without a hitch. He understands customer service and has a very prompt response time. One thing that impressed me about Rayce is that he uses the latest technology including electronic signatures on documents and file sharing on drop-box. You have to move fast on some investment properties and there is usually no time for delays, or you may miss a deal! Rayce is fast, efficient and he protects his clients. I recommend him without hesitation as he is our go-to guy for investment property financing. ”
  • sonnyfyfe-Closed purchase loan

    “Our experience with Rayce throughout the entire loan process was excellent. Rayce is extremely knowledgeable and his constant communication and follow-through made the mortgage acquisition process very stress free. We particularly liked the fact that he wanted to get everything in place and ready to go well in advance if the settlement date. We highly recommend Rayce and Fidelity if you are in the market for a home mortgage.”
  • user93507624-Closed purchase loan

    “Rayce was great to work with in the stressful situation of buying a new home. His communication skills were great and he was very informative along the way. We had a tight timeline and complication financials and he worked extensive hours to come through for us. His assistance Anita Davis was also excellent to work with. They make a great team and I would definitely recommend them in the future.”
  • user4285507-Closed purchase loan

    “Mr. Robinson came as a referral from our realtor, and my wife and I couldn't be happier with the level of service we received. We were purchasing our first home and Mr. Robinson was always available to answer questions about a variety of topics related to the entire home buying process, not just the mortgage end of it. We were particularly impressed with the speed and efficiency utilized by Mr. Robinson when it came to the paper work side of the mortgage. He took time to explain each of the costs and make sure that I understood what each of them were for. He was very knowledgeable in the VA process as well which was a big help in our case. I would highly recommend Mr. Robinson and his services to anyone whether buying their first home or not. He was a pleasure to work with and someone I would definitely use again in the future.”
  • DeniseMock-Closed purchase loan

    “Rayce and his team are the best! As a first time home buyer, they were informative and caring. I tried to go through my bank to secure my loan, and it was nothing but a headache. Rayce took care of me every step of the way. He knows the business and will not let you get blindsided at closing. He and his team are still calling to check on me and my home. I am so lucky to have worked with this team, and I am so thankful that they were there till the end!”
  • demetercorelli-Was pre-approved

    “I worked with Rayce to get pre-approved to buy a home and he was very easy to work with. I never had any issues understanding what the process was and only wish I had been able to move forward on a purchase. I know who I will go to when I am ready and I would definitely recommend him to anyone needing a home loan.”
  • Mary Finnegan-Independent Real Estate Professional (Estate Agent)

    “As a Buyer's Realtor it is important to me to have professionals I can recommend to make the process of buying run smoothly. Rayce Robinson is my go-to Mortgage advisor. He has worked diligently with clients of mine, even when it looks like credit is an issue. He is honest, straightforward and very efficient. When I am qualifying buyers it’s important to know we are all on the same page with financing and Rayce makes sure that happens. I have never had any hiccup with a transaction involving Fidelity Funding, and I would recommend Rayce in a heartbeat.”
  • Jacqueline Cruz-Licensed Sales Associate at Keller Williams Realty At The Lakes

    “Rayce has so much experience in his field. I can count on him to answer any of my questions at any time. His follow up is what sets him apart from others in his field. His dedication and expertise is what makes him such a wonderful colleague to work with.”
  • Roxanne Mccoy-Personal Assistant at Fidelity Funding Mortgage Corp.

    “I Have worked with Rayce for a year now and he is a professional and easy going person to work with. He has an incredible adaptability with potential and past clients. His uncanny ability to know what the client wants before they tell him allows him to show his great skills in this business. If you’re looking for someone who cares about your needs in this business then he is someone I would strongly recommend.”
  • Don Shippey-Realtor / Broker Associate @ RE/MAX Properties Orlando

    “Rayce has worked with several of my clients and is an excellent loan officer. He has great communication skills and kept in touch with me and the buyer throughout the process. He also reviewed the HUD with buyer before closing. He has frequently been able to close the loan ahead of schedule. This is a rarity in this business. Many lenders are unable to consistently close on time, let alone early. Even the closing agent commented how he liked working with Rayce because he got the closing docs to him a few days in advance of closing. I highly recommend Rayce to anyone looking for a professional lender.”
  • Dennis Jones-CURRENT MEMBER OF THE AGENT LEADERSHIP COUNCIL AT KELLER WILLIAMS REALTY

    “After many years of doing business with Rayce, I find him to be one of the most knowledgeable and professional loan officers I've ever dealt with. His ability to work through any situation and make a customer feel comfortable about the loan process has been a valued part of my business and has saved me many deals over the years.”
  • Lisa Daloise-Real Estate Consultant at Keller Williams Advantage Realty

    “I recently worked with Rayce on a real estate closing. He was very thorough and went above and beyond to make sure our clients were well taken care of. I highly recommend Rayce.”
  • Doug Corbin, CRS, ABR, GRI, SFR, RDCPro-Realtor at Exit Real Estate Results

    “Rayce is extremely knowledgeable about all aspects of the mortgage industry. He works hard for each customer and keeps everybody fully informed. He has a strong work ethic, is personable and is known for his high integrity. I highly recommend Rayce to those looking for a mortgage expert.”

Dear Future Homeowner,

My name is Rayce Robinson and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current home loan. I am a mortgage consultant, serving all of Central Florida and the surrounding communities.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...
Maitland Home Loans - Maitland Mortgages, Maitland Real Estate

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other Florida mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.




By supplying me with your email address, you are granting your permission for me to communicate with you personally via Email, Phone or SMS Text. We will not rent or sell your information. Message and data rates may apply. Every email sent will have a link to automatically opt you out of the mailings.

 

Orlando Home Loans

If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking for Central Florida home loans, you will find that this site is a complete resource full of insider secrets that will allow you to choose the mortgage program best suited to your financial needs.

Orlando Mortgages

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the Orlando home loan you need for the home you want.

Orlando Real Estate

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my office at 321-377-4211. I am here to help you with all your Orlando home loan needs.

Got a Quick Real Estate or Mortgage Question?

Click the "Ask A Question" button below to send us a message by email or feel free to call my office at 321-377-4211.

Orlando Home Loans - Orlando Mortgages, Orlando Real Estate

Before you leave, make sure you review the Orlando Home Loan Buying Resources, Insider Reports and Orlando Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

Orlando Real Estate Reports:

Below, I have included an example of one of our FREE reports that can help you understand credit scores:

To have the best chance of improving your credit score you will need to have a good understanding of how it is calculated as that will help you to decide on the actions you need to take.

A credit score is a numerical calculation based on a number of factors that helps Orlando mortgage lenders decide whether you are a risk to lend money to for your Orlando home loan.

The numbers generally range from 300 to 850 and allow lenders to see how well you are at paying off your debts.

The higher this number is the more likely you are to get credit for your mortgage loan and you will also usually get it at lower interest rates because of the fact that you will be regarded as a lower risk for repayment.

If your score falls below 600 you will probably have trouble getting credit for Orlando real estate and if you do you will be expected to pay higher mortgage rates due to the risk involved.

Scores over 720 are regarded as excellent and you can expect to get good Orlando loan rates.

This is just a guideline as some mortgage lenders place more importance on credit scores than others and while you might have difficulty getting credit with one lending institution that is not to say you will have difficulty with all of them.

Often you can discuss your situation with the Orlando lender even when you have a low score and still get them to finance you at reasonable rates.

Sometimes they will look at your whole credit history and take that into account rather than just the current poor score.

Your credit score comes from the calculations that are determined by the credit bureaus and are based on mathematical data that is arrived at from your credit report information that is supplied to the bureaus from people who have lent you money and from people you owe payment of bills to.

Whichever Orlando mortgage broker you decide to work with, you should be able to receive a copy of your credit report from them to review and check for any errors.

You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file.

If you have had credit problems, be prepared to discuss them honestly with your Orlando mortgage professional and come to your application meeting with any necessary written explanations.

Responsible Orlando mortgage professionals know there can be legitimate reasons for credit problems, such as unemployment, illness or other financial difficulties.

They should be there to help you get your home loan.

For a free no-obligation consultation regarding your credit or any other mortgage or real estate questions, please don't hesitate to call me at 321-377-4211.

We service clients statewide, including every city and town in Florida.
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